Call report 2002Q4
BERGEN COMMERCIAL BANK — 2002Q4
The 22 measures BERGEN COMMERCIAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 201,812,000 | USD | evidence → |
| Total loans | 134,649,000 | USD | evidence → |
| Allowance for loan losses | 2,137,000 | USD | evidence → |
| Securities available for sale | 34,418,000 | USD | evidence → |
| Securities held to maturity | 5,189,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,224,000 | USD | evidence → |
| Interest-bearing deposits | 110,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,960,000 | USD | evidence → |
| Equity capital | 15,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,521,000 | USD | evidence → |
| Interest expense | 3,502,000 | USD | evidence → |
| Net interest income | 8,019,000 | USD | evidence → |
| Noninterest income | 1,605,000 | USD | evidence → |
| Noninterest expense | 5,376,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,967,000 | USD | evidence → |
| Income tax | 1,229,000 | USD | evidence → |
| Net income | 2,738,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,388,000 | USD | evidence → |
| Total capital | 15,280,000 | USD | evidence → |
| Risk-weighted assets | 151,125,000 | USD | evidence → |