Call report 2022Q2
CHARLOTTE STATE BANK & TRUST — 2022Q2
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 658,482,000 | USD | evidence → |
| Total loans | 216,858,000 | USD | evidence → |
| Allowance for loan losses | 3,979,000 | USD | evidence → |
| Securities available for sale | 81,765,000 | USD | evidence → |
| Securities held to maturity | 100,835,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 608,695,000 | USD | evidence → |
| Interest-bearing deposits | 335,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 273,456,000 | USD | evidence → |
| Equity capital | 47,837,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,720,000 | USD | evidence → |
| Interest expense | 112,000 | USD | evidence → |
| Net interest income | 6,608,000 | USD | evidence → |
| Noninterest income | 4,180,000 | USD | evidence → |
| Noninterest expense | 7,193,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,596,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,596,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,583,000 | USD | evidence → |
| Total capital | 54,302,000 | USD | evidence → |
| Risk-weighted assets | 216,329,000 | USD | evidence → |