Call report 2021Q4
CHARLOTTE STATE BANK & TRUST — 2021Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 598,756,000 | USD | evidence → |
| Total loans | 221,623,000 | USD | evidence → |
| Allowance for loan losses | 4,004,000 | USD | evidence → |
| Securities available for sale | 70,119,000 | USD | evidence → |
| Securities held to maturity | 68,436,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 548,486,000 | USD | evidence → |
| Interest-bearing deposits | 341,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 206,527,000 | USD | evidence → |
| Equity capital | 48,793,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,500,000 | USD | evidence → |
| Interest expense | 195,000 | USD | evidence → |
| Net interest income | 13,305,000 | USD | evidence → |
| Noninterest income | 8,318,000 | USD | evidence → |
| Noninterest expense | 13,928,000 | USD | evidence → |
| Provision for loan losses | -1,300,000 | USD | evidence → |
| Pretax income | 8,995,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,995,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,987,000 | USD | evidence → |
| Total capital | 50,879,000 | USD | evidence → |
| Risk-weighted assets | 230,294,000 | USD | evidence → |