Call report 2014Q4
CHARLOTTE STATE BANK & TRUST — 2014Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 281,111,000 | USD | evidence → |
| Total loans | 156,617,000 | USD | evidence → |
| Allowance for loan losses | 4,250,000 | USD | evidence → |
| Securities available for sale | 43,905,000 | USD | evidence → |
| Securities held to maturity | 49,814,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,000,000 | USD | evidence → |
| Interest-bearing deposits | 188,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,771,000 | USD | evidence → |
| Equity capital | 25,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,544,000 | USD | evidence → |
| Interest expense | 392,000 | USD | evidence → |
| Net interest income | 9,152,000 | USD | evidence → |
| Noninterest income | 4,286,000 | USD | evidence → |
| Noninterest expense | 8,876,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 3,822,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,822,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,927,000 | USD | evidence → |
| Total capital | 28,050,000 | USD | evidence → |
| Risk-weighted assets | 167,709,000 | USD | evidence → |