Call report 2014Q1
CHARLOTTE STATE BANK & TRUST — 2014Q1
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,341,000 | USD | evidence → |
| Total loans | 149,871,000 | USD | evidence → |
| Allowance for loan losses | 4,417,000 | USD | evidence → |
| Securities available for sale | 45,887,000 | USD | evidence → |
| Securities held to maturity | 47,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,265,000 | USD | evidence → |
| Interest-bearing deposits | 182,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,425,000 | USD | evidence → |
| Equity capital | 23,534,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,319,000 | USD | evidence → |
| Interest expense | 102,000 | USD | evidence → |
| Net interest income | 2,217,000 | USD | evidence → |
| Noninterest income | 973,000 | USD | evidence → |
| Noninterest expense | 2,157,000 | USD | evidence → |
| Provision for loan losses | 188,000 | USD | evidence → |
| Pretax income | 845,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 845,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,715,000 | USD | evidence → |
| Total capital | 26,782,000 | USD | evidence → |
| Risk-weighted assets | 163,001,000 | USD | evidence → |