Call report 2012Q4
CHARLOTTE STATE BANK & TRUST — 2012Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,610,000 | USD | evidence → |
| Total loans | 148,723,000 | USD | evidence → |
| Allowance for loan losses | 5,048,000 | USD | evidence → |
| Securities available for sale | 62,149,000 | USD | evidence → |
| Securities held to maturity | 11,889,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,602,000 | USD | evidence → |
| Interest-bearing deposits | 179,635,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,967,000 | USD | evidence → |
| Equity capital | 23,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,976,000 | USD | evidence → |
| Interest expense | 666,000 | USD | evidence → |
| Net interest income | 9,310,000 | USD | evidence → |
| Noninterest income | 3,655,000 | USD | evidence → |
| Noninterest expense | 8,235,000 | USD | evidence → |
| Provision for loan losses | 1,829,000 | USD | evidence → |
| Pretax income | 2,952,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,952,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,777,000 | USD | evidence → |
| Total capital | 24,799,000 | USD | evidence → |
| Risk-weighted assets | 158,755,000 | USD | evidence → |