Call report 2009Q4
CHARLOTTE STATE BANK & TRUST — 2009Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 239,951,000 | USD | evidence → |
| Total loans | 172,550,000 | USD | evidence → |
| Allowance for loan losses | 4,625,000 | USD | evidence → |
| Securities available for sale | 29,253,000 | USD | evidence → |
| Securities held to maturity | 4,602,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,527,000 | USD | evidence → |
| Interest-bearing deposits | 208,082,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,445,000 | USD | evidence → |
| Equity capital | 17,989,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,593,000 | USD | evidence → |
| Interest expense | 3,236,000 | USD | evidence → |
| Net interest income | 9,357,000 | USD | evidence → |
| Noninterest income | 3,312,000 | USD | evidence → |
| Noninterest expense | 8,959,000 | USD | evidence → |
| Provision for loan losses | 7,892,000 | USD | evidence → |
| Pretax income | -4,182,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,182,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,282,000 | USD | evidence → |
| Total capital | 19,586,000 | USD | evidence → |
| Risk-weighted assets | 182,099,000 | USD | evidence → |