Call report 2002Q4
CHARLOTTE STATE BANK & TRUST — 2002Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,333,000 | USD | evidence → |
| Total loans | 84,620,000 | USD | evidence → |
| Allowance for loan losses | 1,298,000 | USD | evidence → |
| Securities available for sale | 15,867,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,032,000 | USD | evidence → |
| Interest-bearing deposits | 81,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,304,000 | USD | evidence → |
| Equity capital | 11,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,873,000 | USD | evidence → |
| Interest expense | 1,888,000 | USD | evidence → |
| Net interest income | 4,985,000 | USD | evidence → |
| Noninterest income | 1,800,000 | USD | evidence → |
| Noninterest expense | 4,532,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,959,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,901,000 | USD | evidence → |
| Total capital | 10,976,000 | USD | evidence → |
| Risk-weighted assets | 85,764,000 | USD | evidence → |