Call reports 2003
ROSLYN SAVINGS BANK, THE — 2003
What ROSLYN SAVINGS BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 10,705,270,000 | 10,696,032,000 | 10,457,980,000 |
| Total loans | 3,267,831,000 | 3,573,368,000 | 3,624,908,000 |
| Allowance for loan losses | 43,868,000 | 44,326,000 | 44,314,000 |
| Securities available for sale | 6,618,084,000 | 6,477,726,000 | 4,589,420,000 |
| Securities held to maturity | 381,345,000 | 283,491,000 | 1,813,601,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 6,196,556,000 | 6,153,391,000 | 6,010,107,000 |
| Interest-bearing deposits | 5,912,498,000 | 5,861,117,000 | 5,714,242,000 |
| Noninterest-bearing deposits | 284,058,000 | 292,274,000 | 295,865,000 |
| Equity capital | 637,461,000 | 680,577,000 | 653,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 147,624,000 | 285,473,000 | 413,057,000 |
| Interest expense | 77,273,000 | 152,135,000 | 224,460,000 |
| Net interest income | 70,351,000 | 133,338,000 | 188,597,000 |
| Noninterest income | 6,994,000 | 14,599,000 | 22,116,000 |
| Noninterest expense | 21,918,000 | 40,218,000 | 61,896,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,000,000 |
| Pretax income | 56,008,000 | 116,165,000 | 160,530,000 |
| Income tax | 18,927,000 | 38,891,000 | 47,832,000 |
| Net income | 37,081,000 | 77,274,000 | 112,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 612,491,000 | 652,722,000 | 667,301,000 |
| Total capital | 662,773,000 | 703,194,000 | 715,250,000 |
| Risk-weighted assets | 4,765,571,000 | 4,875,542,000 | 4,943,536,000 |