Call reports 2002
ROSLYN SAVINGS BANK, THE — 2002
What ROSLYN SAVINGS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,152,610,000 | 9,638,710,000 | 10,563,546,000 | 10,787,084,000 |
| Total loans | 3,507,955,000 | 3,442,950,000 | 3,378,216,000 | 3,168,958,000 |
| Allowance for loan losses | 41,282,000 | 42,019,000 | 42,710,000 | 43,421,000 |
| Securities available for sale | 5,237,484,000 | 5,825,686,000 | 6,770,637,000 | 6,770,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 374,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,861,691,000 | 5,211,810,000 | 5,472,838,000 | 5,793,179,000 |
| Interest-bearing deposits | 4,633,934,000 | 4,960,529,000 | 5,225,820,000 | 5,516,982,000 |
| Noninterest-bearing deposits | 227,757,000 | 251,281,000 | 247,018,000 | 276,197,000 |
| Equity capital | 462,030,000 | 522,415,000 | 573,832,000 | 592,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 134,469,000 | 279,976,000 | 428,305,000 | 581,016,000 |
| Interest expense | 74,692,000 | 154,469,000 | 236,759,000 | 316,718,000 |
| Net interest income | 59,777,000 | 125,507,000 | 191,546,000 | 264,298,000 |
| Noninterest income | 6,477,000 | 13,751,000 | 20,601,000 | 27,686,000 |
| Noninterest expense | 22,303,000 | 44,719,000 | 65,620,000 | 95,885,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 43,311,000 | 93,749,000 | 145,185,000 | 204,489,000 |
| Income tax | 14,559,000 | 32,291,000 | 50,444,000 | 71,478,000 |
| Net income | 28,752,000 | 61,458,000 | 94,741,000 | 133,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 469,800,000 | 503,749,000 | 537,069,000 | 575,374,000 |
| Total capital | 511,082,000 | 546,057,000 | 582,354,000 | 619,644,000 |
| Risk-weighted assets | 4,424,991,000 | 4,585,052,000 | 4,791,000,000 | 4,701,644,000 |