Call reports 2001
ROSLYN SAVINGS BANK, THE — 2001
What ROSLYN SAVINGS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,851,185,000 | 8,063,962,000 | 8,305,566,000 | 8,514,410,000 |
| Total loans | 4,095,533,000 | 3,949,474,000 | 3,875,541,000 | 3,744,002,000 |
| Allowance for loan losses | 40,472,000 | 40,159,000 | 40,354,000 | 40,634,000 |
| Securities available for sale | 3,400,718,000 | 3,681,174,000 | 4,065,900,000 | 4,363,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,292,095,000 | 4,368,154,000 | 4,478,230,000 | 4,564,579,000 |
| Interest-bearing deposits | 4,115,148,000 | 4,174,545,000 | 4,266,868,000 | 4,332,823,000 |
| Noninterest-bearing deposits | 176,947,000 | 193,609,000 | 211,362,000 | 231,756,000 |
| Equity capital | 429,920,000 | 419,140,000 | 460,015,000 | 444,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 134,667,000 | 271,926,000 | 408,798,000 | 537,801,000 |
| Interest expense | 88,136,000 | 177,884,000 | 264,345,000 | 340,357,000 |
| Net interest income | 46,531,000 | 94,042,000 | 144,453,000 | 197,444,000 |
| Noninterest income | 4,602,000 | 10,523,000 | 15,989,000 | 22,357,000 |
| Noninterest expense | 17,879,000 | 35,302,000 | 55,688,000 | 77,261,000 |
| Provision for loan losses | 0 | 100,000 | 350,000 | 850,000 |
| Pretax income | 33,254,000 | 73,627,000 | 111,033,000 | 148,327,000 |
| Income tax | 10,538,000 | 22,269,000 | 33,812,000 | 45,804,000 |
| Net income | 22,716,000 | 48,939,000 | 72,910,000 | 97,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 428,598,000 | 429,460,000 | 432,968,000 | 449,371,000 |
| Total capital | 469,070,000 | 469,619,000 | 473,322,000 | 490,005,000 |
| Risk-weighted assets | 3,842,873,000 | 4,016,548,000 | 4,179,875,000 | 4,384,329,000 |