Call reports 2012
I BANK TEXAS, SSB — 2012
What I BANK TEXAS, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 157,797,000 |
| Total loans | 118,278,000 |
| Allowance for loan losses | 2,442,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 122,875,000 |
| Interest-bearing deposits | 114,767,000 |
| Noninterest-bearing deposits | 8,109,000 |
| Equity capital | 22,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 1,899,000 |
| Interest expense | 334,000 |
| Net interest income | 1,565,000 |
| Noninterest income | 18,000 |
| Noninterest expense | 601,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 932,000 |
| Income tax | -142,000 |
| Net income | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 22,210,000 |
| Total capital | 23,472,000 |
| Risk-weighted assets | 99,904,000 |