Call reports 2011
I BANK TEXAS, SSB — 2011
What I BANK TEXAS, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,150,000 | 156,030,000 | 155,413,000 | 155,026,000 |
| Total loans | 125,653,000 | 128,192,000 | 127,323,000 | 123,909,000 |
| Allowance for loan losses | 2,187,000 | 2,257,000 | 2,373,000 | 2,410,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,158,000 | 118,060,000 | 120,708,000 | 121,205,000 |
| Interest-bearing deposits | 107,221,000 | 110,322,000 | 113,620,000 | 114,216,000 |
| Noninterest-bearing deposits | 6,937,000 | 7,738,000 | 7,088,000 | 6,988,000 |
| Equity capital | 19,342,000 | 19,944,000 | 20,564,000 | 21,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,103,000 | 6,158,000 | 8,185,000 |
| Interest expense | 402,000 | 780,000 | 1,167,000 | 1,544,000 |
| Net interest income | 1,655,000 | 3,323,000 | 4,991,000 | 6,641,000 |
| Noninterest income | 17,000 | 43,000 | 77,000 | 48,000 |
| Noninterest expense | 636,000 | 1,260,000 | 1,879,000 | 2,533,000 |
| Provision for loan losses | 135,000 | 285,000 | 435,000 | 535,000 |
| Pretax income | 901,000 | 1,821,000 | 2,754,000 | 3,621,000 |
| Income tax | 313,000 | 631,000 | 944,000 | 1,240,000 |
| Net income | 588,000 | 1,190,000 | 1,810,000 | 2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,342,000 | 19,944,000 | 20,564,000 | 21,135,000 |
| Total capital | 20,666,000 | 21,302,000 | 21,916,000 | 22,442,000 |
| Risk-weighted assets | 105,075,000 | 107,803,000 | 107,168,000 | 102,707,000 |