Call reports 2006
I BANK TEXAS, SSB — 2006
What I BANK TEXAS, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,510,000 | 87,764,000 | 91,361,000 | 101,760,000 |
| Total loans | 61,294,000 | 74,621,000 | 79,473,000 | 87,590,000 |
| Allowance for loan losses | 616,000 | 729,000 | 741,000 | 839,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,545,000 | 79,051,000 | 81,819,000 | 88,461,000 |
| Interest-bearing deposits | 61,096,000 | 73,155,000 | 76,369,000 | 83,683,000 |
| Noninterest-bearing deposits | 1,449,000 | 5,896,000 | 5,451,000 | 4,778,000 |
| Equity capital | 7,542,000 | 7,862,000 | 8,315,000 | 11,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 3,063,000 | 5,102,000 | 7,274,000 |
| Interest expense | 558,000 | 1,298,000 | 2,206,000 | 3,185,000 |
| Net interest income | 767,000 | 1,765,000 | 2,896,000 | 4,089,000 |
| Noninterest income | 41,000 | 84,000 | 163,000 | 229,000 |
| Noninterest expense | 392,000 | 798,000 | 1,272,000 | 1,762,000 |
| Provision for loan losses | 163,000 | 276,000 | 288,000 | 386,000 |
| Pretax income | 253,000 | 775,000 | 1,499,000 | 2,170,000 |
| Income tax | 87,000 | 289,000 | 561,000 | 729,000 |
| Net income | 166,000 | 486,000 | 938,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,333,000 | 7,601,000 | 8,051,000 | 11,544,000 |
| Total capital | 7,949,000 | 8,330,000 | 8,792,000 | 12,383,000 |
| Risk-weighted assets | 60,315,000 | 72,576,000 | 75,940,000 | 85,891,000 |