Call reports 2025
CITIZENS STATE BANK OF ARLINGTON — 2025
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,949,000 | 145,167,000 | 141,477,000 | 150,588,000 |
| Total loans | 76,712,000 | 78,739,000 | 79,161,000 | 78,584,000 |
| Allowance for loan losses | 1,214,000 | 1,213,000 | 1,213,000 | 1,213,000 |
| Securities available for sale | 43,738,000 | 47,341,000 | 46,929,000 | 48,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,867,000 | 128,214,000 | 123,689,000 | 132,405,000 |
| Interest-bearing deposits | 115,368,000 | 118,788,000 | 112,662,000 | 121,378,000 |
| Noninterest-bearing deposits | 10,499,000 | 9,426,000 | 11,027,000 | 11,027,000 |
| Equity capital | 14,882,000 | 15,754,000 | 16,512,000 | 16,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,153,000 | 4,810,000 | 6,462,000 |
| Interest expense | 672,000 | 1,388,000 | 2,108,000 | 2,798,000 |
| Net interest income | 859,000 | 1,765,000 | 2,702,000 | 3,664,000 |
| Noninterest income | 43,000 | 67,000 | 92,000 | 118,000 |
| Noninterest expense | 657,000 | 1,284,000 | 1,907,000 | 2,583,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 557,000 | 885,000 | 1,200,000 |
| Income tax | 14,000 | 29,000 | 46,000 | 64,000 |
| Net income | 237,000 | 528,000 | 839,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,067,000 | 17,358,000 | 17,578,000 | 17,875,000 |