Call reports 2020
CITIZENS STATE BANK OF ARLINGTON — 2020
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,463,000 | 117,939,000 | 117,340,000 | 122,966,000 |
| Total loans | 68,631,000 | 71,272,000 | 69,815,000 | 64,121,000 |
| Allowance for loan losses | 1,263,000 | 1,279,000 | 1,295,000 | 1,311,000 |
| Securities available for sale | 33,074,000 | 33,621,000 | 33,115,000 | 42,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,831,000 | 102,573,000 | 100,889,000 | 106,533,000 |
| Interest-bearing deposits | 89,535,000 | 93,695,000 | 90,823,000 | 95,931,000 |
| Noninterest-bearing deposits | 8,296,000 | 8,878,000 | 10,066,000 | 10,602,000 |
| Equity capital | 14,375,000 | 15,098,000 | 15,482,000 | 15,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,244,000 | 3,323,000 | 4,327,000 |
| Interest expense | 230,000 | 428,000 | 601,000 | 750,000 |
| Net interest income | 903,000 | 1,816,000 | 2,722,000 | 3,577,000 |
| Noninterest income | 61,000 | 219,000 | 277,000 | 351,000 |
| Noninterest expense | 608,000 | 1,200,000 | 1,793,000 | 2,423,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 341,000 | 805,000 | 1,164,000 | 1,448,000 |
| Income tax | 18,000 | 42,000 | 61,000 | 77,000 |
| Net income | 323,000 | 763,000 | 1,103,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,032,000 | 14,161,000 | 14,510,000 | 14,468,000 |