Call reports 2019
CITIZENS STATE BANK OF ARLINGTON — 2019
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,178,000 | 106,427,000 | 107,390,000 | 112,692,000 |
| Total loans | 71,297,000 | 73,777,000 | 69,651,000 | 70,206,000 |
| Allowance for loan losses | 1,201,000 | 1,223,000 | 1,227,000 | 1,245,000 |
| Securities available for sale | 21,283,000 | 21,369,000 | 21,453,000 | 29,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,848,000 | 89,709,000 | 92,393,000 | 97,336,000 |
| Interest-bearing deposits | 83,840,000 | 82,936,000 | 85,048,000 | 88,967,000 |
| Noninterest-bearing deposits | 8,008,000 | 6,773,000 | 7,345,000 | 8,369,000 |
| Equity capital | 13,876,000 | 14,366,000 | 14,701,000 | 15,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,245,000 | 3,398,000 | 4,542,000 |
| Interest expense | 191,000 | 417,000 | 650,000 | 886,000 |
| Net interest income | 896,000 | 1,828,000 | 2,748,000 | 3,656,000 |
| Noninterest income | 69,000 | 128,000 | 187,000 | 267,000 |
| Noninterest expense | 646,000 | 1,265,000 | 1,903,000 | 2,562,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 289,000 | 646,000 | 972,000 | 1,286,000 |
| Income tax | 197,000 | 215,000 | 232,000 | 251,000 |
| Net income | 92,000 | 431,000 | 740,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,643,000 | 13,991,000 | 14,309,000 | 14,613,000 |
| Total capital | 14,596,000 | 14,958,000 | 15,253,000 | 15,579,000 |
| Risk-weighted assets | 76,006,000 | 77,066,000 | 75,262,000 | 76,998,000 |