Call reports 2017
CITIZENS STATE BANK OF ARLINGTON — 2017
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,015,000 | 107,044,000 | 107,899,000 | 106,330,000 |
| Total loans | 65,384,000 | 69,226,000 | 70,214,000 | 72,317,000 |
| Allowance for loan losses | 1,211,000 | 1,291,000 | 1,336,000 | 1,341,000 |
| Securities available for sale | 28,087,000 | 28,361,000 | 27,448,000 | 24,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,044,000 | 85,983,000 | 84,096,000 | 84,951,000 |
| Interest-bearing deposits | 77,940,000 | 77,051,000 | 76,337,000 | 75,085,000 |
| Noninterest-bearing deposits | 9,104,000 | 8,932,000 | 7,759,000 | 9,866,000 |
| Equity capital | 14,621,000 | 14,409,000 | 14,621,000 | 14,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 2,029,000 | 3,092,000 | 4,173,000 |
| Interest expense | 89,000 | 196,000 | 318,000 | 436,000 |
| Net interest income | 889,000 | 1,833,000 | 2,774,000 | 3,737,000 |
| Noninterest income | 63,000 | 119,000 | 177,000 | 268,000 |
| Noninterest expense | 614,000 | 1,183,000 | 1,763,000 | 2,433,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 278,000 | 651,000 | 1,030,000 | 1,414,000 |
| Income tax | 102,000 | 224,000 | 352,000 | 470,000 |
| Net income | 176,000 | 427,000 | 678,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,193,000 | 13,883,000 | 14,124,000 | 13,961,000 |
| Total capital | 15,128,000 | 14,849,000 | 15,092,000 | 14,944,000 |
| Risk-weighted assets | 74,501,000 | 76,942,000 | 77,078,000 | 78,297,000 |