Call reports 2016
CITIZENS STATE BANK OF ARLINGTON — 2016
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,447,000 | 101,052,000 | 99,698,000 | 103,951,000 |
| Total loans | 72,049,000 | 73,042,000 | 72,354,000 | 70,165,000 |
| Allowance for loan losses | 1,150,000 | 1,050,000 | 1,141,000 | 1,144,000 |
| Securities available for sale | 21,789,000 | 21,915,000 | 20,682,000 | 21,938,000 |
| Securities held to maturity | 340,000 | 335,000 | 68,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,655,000 | 84,837,000 | 83,885,000 | 89,330,000 |
| Interest-bearing deposits | 76,006,000 | 76,727,000 | 75,305,000 | 76,737,000 |
| Noninterest-bearing deposits | 8,649,000 | 8,110,000 | 8,580,000 | 12,593,000 |
| Equity capital | 13,997,000 | 14,254,000 | 14,431,000 | 14,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,953,000 | 2,945,000 | 3,912,000 |
| Interest expense | 93,000 | 183,000 | 275,000 | 367,000 |
| Net interest income | 880,000 | 1,770,000 | 2,670,000 | 3,545,000 |
| Noninterest income | 63,000 | 124,000 | 183,000 | 266,000 |
| Noninterest expense | 607,000 | 1,191,000 | 1,768,000 | 2,410,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 276,000 | 583,000 | 905,000 | 1,190,000 |
| Income tax | 95,000 | 199,000 | 288,000 | 338,000 |
| Net income | 181,000 | 384,000 | 617,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,351,000 | 13,562,000 | 13,784,000 | 14,017,000 |
| Total capital | 14,313,000 | 14,514,000 | 14,727,000 | 14,952,000 |
| Risk-weighted assets | 76,759,000 | 76,037,000 | 75,272,000 | 74,560,000 |