Call reports 2015
CITIZENS STATE BANK OF ARLINGTON — 2015
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,018,000 | 105,270,000 | 104,696,000 | 104,618,000 |
| Total loans | 69,987,000 | 74,068,000 | 73,896,000 | 73,905,000 |
| Allowance for loan losses | 1,173,000 | 1,080,000 | 1,131,000 | 1,197,000 |
| Securities available for sale | 23,343,000 | 23,005,000 | 22,780,000 | 21,463,000 |
| Securities held to maturity | 361,000 | 356,000 | 350,000 | 346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,365,000 | 82,884,000 | 82,964,000 | 84,532,000 |
| Interest-bearing deposits | 77,931,000 | 75,602,000 | 75,065,000 | 73,573,000 |
| Noninterest-bearing deposits | 8,434,000 | 7,282,000 | 7,899,000 | 10,959,000 |
| Equity capital | 13,430,000 | 13,430,000 | 13,654,000 | 13,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 1,960,000 | 2,963,000 | 3,964,000 |
| Interest expense | 129,000 | 247,000 | 357,000 | 456,000 |
| Net interest income | 860,000 | 1,713,000 | 2,606,000 | 3,508,000 |
| Noninterest income | 64,000 | 127,000 | 194,000 | 281,000 |
| Noninterest expense | 585,000 | 1,224,000 | 1,821,000 | 2,448,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 279,000 | 496,000 | 799,000 | 1,101,000 |
| Income tax | 96,000 | 171,000 | 277,000 | 372,000 |
| Net income | 183,000 | 325,000 | 522,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,608,000 | 12,760,000 | 12,960,000 | 13,176,000 |
| Total capital | 13,565,000 | 13,742,000 | 13,937,000 | 14,144,000 |
| Risk-weighted assets | 76,354,000 | 78,430,000 | 77,978,000 | 77,201,000 |