Call reports 2014
CITIZENS STATE BANK OF ARLINGTON — 2014
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,868,000 | 106,437,000 | 104,183,000 | 106,589,000 |
| Total loans | 67,065,000 | 70,289,000 | 72,102,000 | 74,939,000 |
| Allowance for loan losses | 1,138,000 | 1,070,000 | 938,000 | 1,097,000 |
| Securities available for sale | 24,812,000 | 24,073,000 | 23,033,000 | 21,630,000 |
| Securities held to maturity | 380,000 | 376,000 | 371,000 | 366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,370,000 | 92,609,000 | 88,419,000 | 90,460,000 |
| Interest-bearing deposits | 79,232,000 | 82,744,000 | 78,709,000 | 77,792,000 |
| Noninterest-bearing deposits | 11,138,000 | 9,865,000 | 9,710,000 | 12,668,000 |
| Equity capital | 12,926,000 | 13,090,000 | 13,197,000 | 13,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,929,000 | 2,932,000 | 3,945,000 |
| Interest expense | 152,000 | 295,000 | 439,000 | 577,000 |
| Net interest income | 805,000 | 1,634,000 | 2,493,000 | 3,368,000 |
| Noninterest income | 75,000 | 142,000 | 206,000 | 317,000 |
| Noninterest expense | 590,000 | 1,199,000 | 1,766,000 | 2,401,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 435,000 |
| Pretax income | 230,000 | 457,000 | 757,000 | 861,000 |
| Income tax | 80,000 | 160,000 | 267,000 | 295,000 |
| Net income | 150,000 | 297,000 | 490,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,064,000 | 12,211,000 | 12,384,000 | 12,460,000 |
| Total capital | 13,002,000 | 13,180,000 | 13,322,000 | 13,452,000 |
| Risk-weighted assets | 74,831,000 | 77,380,000 | 77,084,000 | 79,275,000 |