Call reports 2013
CITIZENS STATE BANK OF ARLINGTON — 2013
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,249,000 | 103,499,000 | 103,694,000 | 108,722,000 |
| Total loans | 64,242,000 | 68,170,000 | 69,051,000 | 70,287,000 |
| Allowance for loan losses | 959,000 | 955,000 | 1,008,000 | 1,073,000 |
| Securities available for sale | 23,949,000 | 25,156,000 | 23,786,000 | 24,749,000 |
| Securities held to maturity | 399,000 | 395,000 | 389,000 | 385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,711,000 | 90,443,000 | 90,436,000 | 91,930,000 |
| Interest-bearing deposits | 82,816,000 | 82,530,000 | 80,387,000 | 78,023,000 |
| Noninterest-bearing deposits | 8,895,000 | 7,913,000 | 10,049,000 | 13,907,000 |
| Equity capital | 12,690,000 | 12,466,000 | 12,652,000 | 12,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,993,000 | 2,990,000 | 3,990,000 |
| Interest expense | 218,000 | 433,000 | 635,000 | 819,000 |
| Net interest income | 765,000 | 1,560,000 | 2,355,000 | 3,171,000 |
| Noninterest income | 70,000 | 139,000 | 204,000 | 290,000 |
| Noninterest expense | 597,000 | 1,158,000 | 1,713,000 | 2,307,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 178,000 | 421,000 | 666,000 | 914,000 |
| Income tax | 61,000 | 145,000 | 228,000 | 320,000 |
| Net income | 117,000 | 276,000 | 438,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,477,000 | 11,637,000 | 11,778,000 | 11,934,000 |
| Total capital | 12,371,000 | 12,551,000 | 12,706,000 | 12,883,000 |
| Risk-weighted assets | 71,416,000 | 73,140,000 | 74,139,000 | 75,781,000 |