Call reports 2012
CITIZENS STATE BANK OF ARLINGTON — 2012
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,467,000 | 98,625,000 | 99,397,000 | 107,920,000 |
| Total loans | 65,218,000 | 68,670,000 | 67,275,000 | 68,474,000 |
| Allowance for loan losses | 572,000 | 646,000 | 707,000 | 879,000 |
| Securities available for sale | 21,663,000 | 21,202,000 | 19,997,000 | 20,233,000 |
| Securities held to maturity | 416,000 | 412,000 | 407,000 | 404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,396,000 | 85,279,000 | 85,738,000 | 94,398,000 |
| Interest-bearing deposits | 75,476,000 | 78,245,000 | 76,636,000 | 79,122,000 |
| Noninterest-bearing deposits | 8,920,000 | 7,034,000 | 9,102,000 | 15,276,000 |
| Equity capital | 12,063,000 | 12,314,000 | 12,629,000 | 12,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,200,000 | 3,371,000 | 4,412,000 |
| Interest expense | 271,000 | 529,000 | 782,000 | 1,017,000 |
| Net interest income | 812,000 | 1,671,000 | 2,589,000 | 3,395,000 |
| Noninterest income | 66,000 | 139,000 | 200,000 | 292,000 |
| Noninterest expense | 614,000 | 1,183,000 | 1,752,000 | 2,400,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 350,000 |
| Pretax income | 224,000 | 527,000 | 877,000 | 937,000 |
| Income tax | 77,000 | 197,000 | 308,000 | 323,000 |
| Net income | 147,000 | 330,000 | 569,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,923,000 | 11,106,000 | 11,335,000 | 11,380,000 |
| Total capital | 11,495,000 | 11,752,000 | 12,042,000 | 12,259,000 |
| Risk-weighted assets | 70,480,000 | 72,531,000 | 72,612,000 | 74,495,000 |