Call reports 2009
CITIZENS STATE BANK OF ARLINGTON — 2009
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,604,000 | 80,484,000 | 83,434,000 | 88,703,000 |
| Total loans | 60,879,000 | 63,056,000 | 65,468,000 | 65,642,000 |
| Allowance for loan losses | 391,000 | 451,000 | 587,000 | 483,000 |
| Securities available for sale | 13,374,000 | 13,279,000 | 13,406,000 | 13,374,000 |
| Securities held to maturity | 463,000 | 459,000 | 456,000 | 452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,918,000 | 69,096,000 | 68,347,000 | 73,174,000 |
| Interest-bearing deposits | 65,358,000 | 64,773,000 | 63,739,000 | 66,626,000 |
| Noninterest-bearing deposits | 4,560,000 | 4,323,000 | 4,608,000 | 6,548,000 |
| Equity capital | 9,875,000 | 10,051,000 | 10,291,000 | 10,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,343,000 | 3,558,000 | 4,781,000 |
| Interest expense | 464,000 | 904,000 | 1,334,000 | 1,747,000 |
| Net interest income | 707,000 | 1,439,000 | 2,224,000 | 3,034,000 |
| Noninterest income | 91,000 | 218,000 | 291,000 | 399,000 |
| Noninterest expense | 521,000 | 1,015,000 | 1,568,000 | 2,109,000 |
| Provision for loan losses | 0 | 25,000 | 161,000 | 231,000 |
| Pretax income | 277,000 | 617,000 | 786,000 | 1,093,000 |
| Income tax | 100,000 | 221,000 | 280,000 | 390,000 |
| Net income | 177,000 | 396,000 | 506,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,060,000 | 9,284,000 | 9,387,000 | 9,589,000 |
| Total capital | 9,451,000 | 9,735,000 | 9,974,000 | 10,072,000 |
| Risk-weighted assets | 60,476,000 | 61,328,000 | 63,924,000 | 64,310,000 |