Call reports 2008
CITIZENS STATE BANK OF ARLINGTON — 2008
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 77,879,000 | 77,799,000 | 79,038,000 | 81,531,000 |
| Total loans | 59,063,000 | 60,398,000 | 61,405,000 | 60,286,000 |
| Allowance for loan losses | 443,000 | 409,000 | 409,000 | 398,000 |
| Securities available for sale | 12,682,000 | 12,227,000 | 11,849,000 | 13,627,000 |
| Securities held to maturity | 476,000 | 474,000 | 470,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,182,000 | 66,339,000 | 67,360,000 | 68,821,000 |
| Interest-bearing deposits | 62,161,000 | 62,310,000 | 61,555,000 | 62,470,000 |
| Noninterest-bearing deposits | 4,021,000 | 4,029,000 | 5,805,000 | 6,351,000 |
| Equity capital | 8,956,000 | 8,886,000 | 9,131,000 | 9,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,538,000 | 3,780,000 | 5,010,000 |
| Interest expense | 579,000 | 1,113,000 | 1,634,000 | 2,134,000 |
| Net interest income | 712,000 | 1,425,000 | 2,146,000 | 2,876,000 |
| Noninterest income | 83,000 | 153,000 | 197,000 | 308,000 |
| Noninterest expense | 481,000 | 957,000 | 1,432,000 | 1,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 621,000 | 911,000 | 1,244,000 |
| Income tax | 113,000 | 229,000 | 328,000 | 445,000 |
| Net income | 201,000 | 392,000 | 583,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,290,000 | 8,489,000 | 8,672,000 | 8,895,000 |
| Total capital | 8,733,000 | 8,898,000 | 9,081,000 | 9,293,000 |
| Risk-weighted assets | 58,592,000 | 59,488,000 | 60,943,000 | 59,429,000 |