Call reports 2007
CITIZENS STATE BANK OF ARLINGTON — 2007
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,119,000 | 74,759,000 | 76,454,000 | 79,133,000 |
| Total loans | 60,580,000 | 62,023,000 | 61,810,000 | 62,216,000 |
| Allowance for loan losses | 567,000 | 566,000 | 515,000 | 447,000 |
| Securities available for sale | 7,892,000 | 7,755,000 | 8,373,000 | 9,509,000 |
| Securities held to maturity | 490,000 | 487,000 | 483,000 | 480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,315,000 | 63,531,000 | 64,953,000 | 67,942,000 |
| Interest-bearing deposits | 59,410,000 | 60,150,000 | 60,626,000 | 62,079,000 |
| Noninterest-bearing deposits | 3,905,000 | 3,381,000 | 4,327,000 | 5,863,000 |
| Equity capital | 7,967,000 | 8,074,000 | 8,340,000 | 8,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,536,000 | 3,871,000 | 5,223,000 |
| Interest expense | 593,000 | 1,224,000 | 1,865,000 | 2,507,000 |
| Net interest income | 643,000 | 1,312,000 | 2,006,000 | 2,716,000 |
| Noninterest income | 79,000 | 154,000 | 179,000 | 284,000 |
| Noninterest expense | 466,000 | 917,000 | 1,400,000 | 1,922,000 |
| Provision for loan losses | 0 | 0 | -51,000 | -51,000 |
| Pretax income | 256,000 | 549,000 | 836,000 | 1,129,000 |
| Income tax | 94,000 | 203,000 | 306,000 | 426,000 |
| Net income | 162,000 | 346,000 | 530,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,537,000 | 7,729,000 | 7,911,000 | 8,093,000 |
| Total capital | 8,104,000 | 8,295,000 | 8,426,000 | 8,540,000 |
| Risk-weighted assets | 56,136,000 | 57,883,000 | 58,377,000 | 60,758,000 |