Call reports 2006
CITIZENS STATE BANK OF ARLINGTON — 2006
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,865,000 | 69,032,000 | 72,290,000 | 73,169,000 |
| Total loans | 52,000,000 | 54,930,000 | 58,737,000 | 60,501,000 |
| Allowance for loan losses | 570,000 | 564,000 | 563,000 | 566,000 |
| Securities available for sale | 11,441,000 | 8,339,000 | 7,493,000 | 7,411,000 |
| Securities held to maturity | 505,000 | 502,000 | 498,000 | 493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,282,000 | 59,471,000 | 59,867,000 | 62,600,000 |
| Interest-bearing deposits | 53,309,000 | 55,462,000 | 56,242,000 | 49,790,000 |
| Noninterest-bearing deposits | 3,973,000 | 4,009,000 | 3,625,000 | 12,810,000 |
| Equity capital | 7,303,000 | 7,388,000 | 7,640,000 | 7,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,089,000 | 3,275,000 | 4,521,000 |
| Interest expense | 380,000 | 821,000 | 1,351,000 | 1,919,000 |
| Net interest income | 632,000 | 1,268,000 | 1,924,000 | 2,602,000 |
| Noninterest income | 91,000 | 162,000 | 237,000 | 312,000 |
| Noninterest expense | 457,000 | 928,000 | 1,414,000 | 1,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 490,000 | 735,000 | 992,000 |
| Income tax | 98,000 | 182,000 | 272,000 | 361,000 |
| Net income | 168,000 | 308,000 | 463,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,901,000 | 7,049,000 | 7,203,000 | 7,379,000 |
| Total capital | 7,471,000 | 7,613,000 | 7,766,000 | 7,945,000 |
| Risk-weighted assets | 47,724,000 | 50,959,000 | 54,648,000 | 56,140,000 |