Call reports 2005
CITIZENS STATE BANK OF ARLINGTON — 2005
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,660,000 | 66,995,000 | 68,939,000 | 68,964,000 |
| Total loans | 47,323,000 | 50,541,000 | 50,283,000 | 49,324,000 |
| Allowance for loan losses | 610,000 | 610,000 | 605,000 | 570,000 |
| Securities available for sale | 11,375,000 | 11,122,000 | 10,993,000 | 13,000,000 |
| Securities held to maturity | 577,000 | 574,000 | 514,000 | 511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,443,000 | 56,477,000 | 57,303,000 | 59,765,000 |
| Interest-bearing deposits | 53,669,000 | 52,276,000 | 52,661,000 | 54,464,000 |
| Noninterest-bearing deposits | 3,774,000 | 4,201,000 | 4,642,000 | 5,301,000 |
| Equity capital | 6,627,000 | 6,933,000 | 7,035,000 | 7,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,874,000 | 2,878,000 | 3,895,000 |
| Interest expense | 273,000 | 568,000 | 920,000 | 1,287,000 |
| Net interest income | 637,000 | 1,306,000 | 1,958,000 | 2,608,000 |
| Noninterest income | 88,000 | 159,000 | 235,000 | 305,000 |
| Noninterest expense | 437,000 | 887,000 | 1,349,000 | 1,848,000 |
| Provision for loan losses | 3,000 | 4,000 | 4,000 | 5,000 |
| Pretax income | 271,000 | 560,000 | 826,000 | 1,046,000 |
| Income tax | 96,000 | 202,000 | 297,000 | 373,000 |
| Net income | 175,000 | 358,000 | 529,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,029,000 | 6,412,000 | 6,582,000 | 6,735,000 |
| Total capital | 6,639,000 | 7,006,000 | 7,178,000 | 7,305,000 |
| Risk-weighted assets | 49,783,000 | 47,503,000 | 47,635,000 | 45,712,000 |