Call reports 2004
CITIZENS STATE BANK OF ARLINGTON — 2004
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,759,000 | 66,414,000 | 68,847,000 | 68,351,000 |
| Total loans | 44,001,000 | 47,693,000 | 48,795,000 | 48,458,000 |
| Allowance for loan losses | 648,000 | 647,000 | 647,000 | 610,000 |
| Securities available for sale | 12,720,000 | 12,311,000 | 11,903,000 | 12,194,000 |
| Securities held to maturity | 784,000 | 777,000 | 769,000 | 583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,880,000 | 55,762,000 | 56,150,000 | 57,964,000 |
| Interest-bearing deposits | 53,534,000 | 52,621,000 | 51,557,000 | 53,408,000 |
| Noninterest-bearing deposits | 3,346,000 | 3,141,000 | 4,593,000 | 4,556,000 |
| Equity capital | 6,173,000 | 6,086,000 | 6,397,000 | 6,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,737,000 | 2,674,000 | 3,605,000 |
| Interest expense | 264,000 | 518,000 | 791,000 | 1,078,000 |
| Net interest income | 591,000 | 1,219,000 | 1,883,000 | 2,527,000 |
| Noninterest income | 82,000 | 149,000 | 223,000 | 304,000 |
| Noninterest expense | 443,000 | 877,000 | 1,324,000 | 1,814,000 |
| Provision for loan losses | 0 | 0 | 0 | -29,000 |
| Pretax income | 230,000 | 491,000 | 782,000 | 1,046,000 |
| Income tax | 97,000 | 193,000 | 298,000 | 375,000 |
| Net income | 133,000 | 298,000 | 484,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,496,000 | 5,670,000 | 5,854,000 | 6,049,000 |
| Total capital | 6,027,000 | 6,247,000 | 6,450,000 | 6,642,000 |
| Risk-weighted assets | 42,338,000 | 46,053,000 | 47,668,000 | 47,424,000 |