Call reports 2003
CITIZENS STATE BANK OF ARLINGTON — 2003
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,278,000 | 46,765,000 | 47,192,000 | 66,218,000 |
| Total loans | 29,532,000 | 28,523,000 | 29,731,000 | 44,968,000 |
| Allowance for loan losses | 583,000 | 584,000 | 524,000 | 610,000 |
| Securities available for sale | 8,887,000 | 9,387,000 | 9,156,000 | 12,461,000 |
| Securities held to maturity | 836,000 | 830,000 | 798,000 | 791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,138,000 | 40,446,000 | 40,876,000 | 59,638,000 |
| Interest-bearing deposits | 37,176,000 | 38,042,000 | 38,548,000 | 54,937,000 |
| Noninterest-bearing deposits | 2,962,000 | 2,404,000 | 2,328,000 | 4,701,000 |
| Equity capital | 5,616,000 | 5,778,000 | 5,802,000 | 5,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,329,000 | 1,983,000 | 3,735,000 |
| Interest expense | 239,000 | 462,000 | 675,000 | 1,243,000 |
| Net interest income | 426,000 | 867,000 | 1,308,000 | 2,492,000 |
| Noninterest income | 69,000 | 129,000 | 198,000 | 320,000 |
| Noninterest expense | 302,000 | 627,000 | 939,000 | 1,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 193,000 | 369,000 | 567,000 | 1,015,000 |
| Income tax | 58,000 | 125,000 | 195,000 | 333,000 |
| Net income | 135,000 | 244,000 | 372,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,539,000 | 5,648,000 | 5,765,000 | 5,363,000 |
| Total capital | 5,906,000 | 6,005,000 | 6,143,000 | 5,927,000 |
| Risk-weighted assets | 29,170,000 | 28,303,000 | 30,071,000 | 45,017,000 |