Call reports 2002
CITIZENS STATE BANK OF ARLINGTON — 2002
What CITIZENS STATE BANK OF ARLINGTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,835,000 | 48,016,000 | 48,312,000 | 46,160,000 |
| Total loans | 29,957,000 | 30,853,000 | 31,823,000 | 29,583,000 |
| Allowance for loan losses | 624,000 | 608,000 | 609,000 | 603,000 |
| Securities available for sale | 13,627,000 | 12,017,000 | 10,238,000 | 9,746,000 |
| Securities held to maturity | 868,000 | 860,000 | 851,000 | 844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,980,000 | 41,603,000 | 40,680,000 | 40,141,000 |
| Interest-bearing deposits | 39,874,000 | 38,643,000 | 38,126,000 | 37,845,000 |
| Noninterest-bearing deposits | 2,105,000 | 2,960,000 | 2,554,000 | 2,296,000 |
| Equity capital | 5,219,000 | 5,323,000 | 5,437,000 | 5,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,490,000 | 2,261,000 | 2,970,000 |
| Interest expense | 407,000 | 795,000 | 1,154,000 | 1,463,000 |
| Net interest income | 329,000 | 695,000 | 1,107,000 | 1,507,000 |
| Noninterest income | 60,000 | 113,000 | 183,000 | 247,000 |
| Noninterest expense | 325,000 | 635,000 | 955,000 | 1,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 174,000 | 341,000 | 481,000 |
| Income tax | 24,000 | 65,000 | 127,000 | 179,000 |
| Net income | 40,000 | 109,000 | 214,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,161,000 | 5,230,000 | 5,325,000 | 5,414,000 |
| Total capital | 5,544,000 | 5,617,000 | 5,716,000 | 5,779,000 |
| Risk-weighted assets | 30,387,000 | 30,715,000 | 31,035,000 | 28,955,000 |