Call reports 2023
BREMER BANK, NATIONAL ASSOCIATION — 2023
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 15,763,213,000 | 16,181,957,000 | 16,267,041,000 | 16,310,795,000 |
| Total loans | 10,770,489,000 | 11,183,145,000 | 11,422,547,000 | 11,464,630,000 |
| Allowance for loan losses | 94,543,000 | 98,593,000 | 101,117,000 | 102,751,000 |
| Securities available for sale | 1,776,102,000 | 1,701,753,000 | 1,577,355,000 | 1,623,959,000 |
| Securities held to maturity | 2,199,722,000 | 2,159,662,000 | 2,137,780,000 | 2,104,572,000 |
| Trading assets | 27,714,000 | 33,423,000 | 52,868,000 | 33,155,000 |
| Total deposits | 13,149,808,000 | 12,644,322,000 | 12,986,229,000 | 13,107,571,000 |
| Interest-bearing deposits | 8,438,666,000 | 8,270,545,000 | 8,698,217,000 | 8,978,163,000 |
| Noninterest-bearing deposits | 4,711,142,000 | 4,373,777,000 | 4,288,012,000 | 4,129,408,000 |
| Equity capital | 1,327,103,000 | 1,323,798,000 | 1,303,239,000 | 1,372,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 162,250,000 | 336,646,000 | 521,497,000 | 713,404,000 |
| Interest expense | 40,956,000 | 102,357,000 | 178,264,000 | 263,856,000 |
| Net interest income | 121,294,000 | 234,289,000 | 343,233,000 | 449,548,000 |
| Noninterest income | 23,312,000 | 49,686,000 | 75,533,000 | 97,146,000 |
| Noninterest expense | 85,268,000 | 174,310,000 | 259,868,000 | 355,151,000 |
| Provision for loan losses | 145,000 | 1,762,000 | 4,754,000 | 20,275,000 |
| Pretax income | 59,179,000 | 108,318,000 | 155,244,000 | 169,778,000 |
| Income tax | 11,682,000 | 20,559,000 | 34,291,000 | 36,248,000 |
| Net income | 47,497,000 | 87,759,000 | 120,953,000 | 133,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,468,375,000 | 1,483,764,000 | 1,517,086,000 | 1,504,792,000 |
| Total capital | 1,567,167,000 | 1,586,390,000 | 1,621,747,000 | 1,610,614,000 |
| Risk-weighted assets | 12,035,842,000 | 12,383,624,000 | 12,558,073,000 | 12,515,671,000 |