Call reports 2015
BREMER BANK, NATIONAL ASSOCIATION — 2015
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 9,823,645,000 | 9,992,734,000 | 10,252,673,000 | 10,643,549,000 |
| Total loans | 7,214,771,000 | 7,397,618,000 | 7,408,291,000 | 7,490,215,000 |
| Allowance for loan losses | 95,582,000 | 97,159,000 | 100,604,000 | 98,150,000 |
| Securities available for sale | 1,717,455,000 | 2,038,125,000 | 2,160,861,000 | 2,429,298,000 |
| Securities held to maturity | 282,514,000 | 0 | 0 | 0 |
| Trading assets | 499,000 | 873,000 | 7,004,000 | 6,522,000 |
| Total deposits | 7,907,655,000 | 7,847,639,000 | 8,231,423,000 | 8,552,932,000 |
| Interest-bearing deposits | 5,910,248,000 | 5,844,810,000 | 6,045,097,000 | 6,216,057,000 |
| Noninterest-bearing deposits | 1,997,407,000 | 2,002,829,000 | 2,186,326,000 | 2,336,875,000 |
| Equity capital | 1,003,841,000 | 1,008,081,000 | 1,047,121,000 | 1,070,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 87,321,000 | 179,293,000 | 271,890,000 | 365,755,000 |
| Interest expense | 4,265,000 | 8,810,000 | 13,557,000 | 18,540,000 |
| Net interest income | 83,056,000 | 170,483,000 | 258,333,000 | 347,215,000 |
| Noninterest income | 21,411,000 | 43,485,000 | 66,390,000 | 87,784,000 |
| Noninterest expense | 62,469,000 | 127,210,000 | 193,069,000 | 264,153,000 |
| Provision for loan losses | 1,500,000 | 4,000,000 | 9,700,000 | 13,482,000 |
| Pretax income | 40,713,000 | 83,285,000 | 123,185,000 | 158,595,000 |
| Income tax | 12,552,000 | 25,595,000 | 37,983,000 | 43,608,000 |
| Net income | 28,161,000 | 57,690,000 | 85,202,000 | 114,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 905,126,000 | 920,505,000 | 948,539,000 | 978,845,000 |
| Total capital | 1,004,913,000 | 1,023,953,000 | 1,051,280,000 | 1,083,159,000 |
| Risk-weighted assets | 7,979,721,000 | 8,274,731,000 | 8,214,049,000 | 8,343,697,000 |