Call reports 2009
BREMER BANK, NATIONAL ASSOCIATION — 2009
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,526,677,000 | 2,620,037,000 | 2,779,642,000 | 2,648,392,000 |
| Total loans | 1,751,995,000 | 1,705,870,000 | 1,668,663,000 | 1,635,116,000 |
| Allowance for loan losses | 31,622,000 | 33,099,000 | 33,900,000 | 36,217,000 |
| Securities available for sale | 359,231,000 | 392,104,000 | 364,679,000 | 431,784,000 |
| Securities held to maturity | 80,815,000 | 81,469,000 | 81,356,000 | 83,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,941,651,000 | 2,082,955,000 | 2,155,309,000 | 2,081,732,000 |
| Interest-bearing deposits | 1,610,474,000 | 1,732,300,000 | 1,771,835,000 | 1,702,055,000 |
| Noninterest-bearing deposits | 331,178,000 | 350,655,000 | 383,474,000 | 379,677,000 |
| Equity capital | 274,177,000 | 275,380,000 | 280,698,000 | 283,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 30,066,000 | 59,602,000 | 89,311,000 | 118,236,000 |
| Interest expense | 7,783,000 | 15,765,000 | 23,051,000 | 29,278,000 |
| Net interest income | 22,283,000 | 43,837,000 | 66,260,000 | 88,958,000 |
| Noninterest income | 5,846,000 | 12,278,000 | 16,387,000 | 22,272,000 |
| Noninterest expense | 16,022,000 | 33,618,000 | 49,768,000 | 67,885,000 |
| Provision for loan losses | 10,983,000 | 18,158,000 | 25,033,000 | 30,262,000 |
| Pretax income | 9,635,000 | 12,850,000 | 16,356,000 | 21,593,000 |
| Income tax | 3,434,000 | 4,233,000 | 5,135,000 | 6,725,000 |
| Net income | 6,201,000 | 8,617,000 | 11,221,000 | 14,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,029,000 | 219,162,000 | 222,484,000 | 226,848,000 |
| Total capital | 241,412,000 | 244,405,000 | 246,753,000 | 250,657,000 |
| Risk-weighted assets | 2,021,906,000 | 2,009,059,000 | 1,929,388,000 | 1,889,341,000 |