Call reports 2008
BREMER BANK, NATIONAL ASSOCIATION — 2008
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,494,252,000 | 2,693,092,000 | 2,528,014,000 | 2,521,920,000 |
| Total loans | 1,694,215,000 | 1,734,782,000 | 1,773,956,000 | 1,784,129,000 |
| Allowance for loan losses | 24,839,000 | 26,933,000 | 27,855,000 | 31,034,000 |
| Securities available for sale | 459,998,000 | 531,837,000 | 416,076,000 | 423,038,000 |
| Securities held to maturity | 72,901,000 | 75,773,000 | 77,624,000 | 80,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,778,923,000 | 1,771,394,000 | 1,814,284,000 | 1,844,907,000 |
| Interest-bearing deposits | 1,467,920,000 | 1,446,506,000 | 1,491,836,000 | 1,534,190,000 |
| Noninterest-bearing deposits | 311,003,000 | 324,888,000 | 322,448,000 | 310,718,000 |
| Equity capital | 263,922,000 | 257,185,000 | 267,363,000 | 270,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 35,696,000 | 71,015,000 | 105,678,000 | 138,463,000 |
| Interest expense | 13,610,000 | 24,511,000 | 35,007,000 | 44,402,000 |
| Net interest income | 22,086,000 | 46,504,000 | 70,671,000 | 94,061,000 |
| Noninterest income | 4,483,000 | 9,167,000 | 13,824,000 | 18,236,000 |
| Noninterest expense | 14,937,000 | 30,560,000 | 46,016,000 | 61,604,000 |
| Provision for loan losses | 3,863,000 | 9,226,000 | 14,689,000 | 25,902,000 |
| Pretax income | 8,064,000 | 16,180,000 | 24,085,000 | 25,086,000 |
| Income tax | 2,871,000 | 5,741,000 | 8,121,000 | 7,960,000 |
| Net income | 5,193,000 | 10,439,000 | 15,964,000 | 17,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,507,000 | 193,228,000 | 199,229,000 | 209,111,000 |
| Total capital | 217,046,000 | 218,736,000 | 224,895,000 | 235,070,000 |
| Risk-weighted assets | 1,961,057,000 | 2,037,435,000 | 2,049,326,000 | 2,069,210,000 |