Call reports 2007
BREMER BANK, NATIONAL ASSOCIATION — 2007
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,319,073,000 | 2,302,557,000 | 2,422,083,000 | 2,389,309,000 |
| Total loans | 1,500,213,000 | 1,539,461,000 | 1,673,302,000 | 1,649,745,000 |
| Allowance for loan losses | 18,775,000 | 18,886,000 | 21,694,000 | 23,066,000 |
| Securities available for sale | 333,196,000 | 365,675,000 | 400,379,000 | 359,675,000 |
| Securities held to maturity | 61,017,000 | 62,665,000 | 66,230,000 | 73,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,775,234,000 | 1,786,947,000 | 1,782,305,000 | 1,822,489,000 |
| Interest-bearing deposits | 1,463,260,000 | 1,468,765,000 | 1,476,224,000 | 1,489,135,000 |
| Noninterest-bearing deposits | 311,974,000 | 318,182,000 | 306,081,000 | 333,353,000 |
| Equity capital | 259,274,000 | 257,357,000 | 259,162,000 | 258,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 36,956,000 | 74,466,000 | 113,782,000 | 153,331,000 |
| Interest expense | 17,176,000 | 34,265,000 | 52,273,000 | 69,253,000 |
| Net interest income | 19,780,000 | 40,201,000 | 61,509,000 | 84,078,000 |
| Noninterest income | 4,984,000 | 10,278,000 | 4,547,000 | 8,676,000 |
| Noninterest expense | 14,200,000 | 28,665,000 | 42,657,000 | 57,137,000 |
| Provision for loan losses | 985,000 | 1,970,000 | 6,297,000 | 14,232,000 |
| Pretax income | 9,579,000 | 19,844,000 | 17,102,000 | 22,764,000 |
| Income tax | 3,509,000 | 7,309,000 | 5,815,000 | 7,659,000 |
| Net income | 6,070,000 | 12,535,000 | 11,287,000 | 15,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,297,000 | 193,233,000 | 192,503,000 | 191,839,000 |
| Total capital | 211,953,000 | 214,000,000 | 216,078,000 | 215,912,000 |
| Risk-weighted assets | 1,861,405,000 | 1,885,424,000 | 1,940,587,000 | 1,925,135,000 |