Call reports 2006
BREMER BANK, NATIONAL ASSOCIATION — 2006
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,176,624,000 | 2,243,514,000 | 2,308,135,000 | 2,390,579,000 |
| Total loans | 1,464,939,000 | 1,488,046,000 | 1,502,639,000 | 1,506,010,000 |
| Allowance for loan losses | 19,168,000 | 20,147,000 | 19,721,000 | 18,862,000 |
| Securities available for sale | 295,907,000 | 296,633,000 | 326,402,000 | 332,528,000 |
| Securities held to maturity | 52,065,000 | 54,746,000 | 57,278,000 | 59,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,720,632,000 | 1,725,218,000 | 1,726,491,000 | 1,784,846,000 |
| Interest-bearing deposits | 1,392,402,000 | 1,375,995,000 | 1,387,916,000 | 1,423,085,000 |
| Noninterest-bearing deposits | 328,230,000 | 349,222,000 | 338,575,000 | 361,761,000 |
| Equity capital | 256,907,000 | 259,566,000 | 266,739,000 | 258,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 33,578,000 | 69,352,000 | 107,045,000 | 144,791,000 |
| Interest expense | 12,823,000 | 27,630,000 | 43,999,000 | 61,046,000 |
| Net interest income | 20,755,000 | 41,722,000 | 63,046,000 | 83,745,000 |
| Noninterest income | 3,844,000 | 10,322,000 | 14,983,000 | 18,585,000 |
| Noninterest expense | 14,140,000 | 28,244,000 | 42,871,000 | 56,413,000 |
| Provision for loan losses | 495,000 | 1,681,000 | 2,672,000 | 2,534,000 |
| Pretax income | 9,835,000 | 21,990,000 | 32,357,000 | 43,254,000 |
| Income tax | 3,619,000 | 8,193,000 | 12,023,000 | 15,786,000 |
| Net income | 6,216,000 | 13,797,000 | 20,334,000 | 27,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,114,000 | 195,757,000 | 198,517,000 | 190,073,000 |
| Total capital | 210,025,000 | 217,647,000 | 219,981,000 | 210,816,000 |
| Risk-weighted assets | 1,770,849,000 | 1,807,715,000 | 1,848,871,000 | 1,873,076,000 |