Call reports 2005
BREMER BANK, NATIONAL ASSOCIATION — 2005
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,098,029,000 | 2,199,167,000 | 2,106,554,000 | 2,248,173,000 |
| Total loans | 1,635,209,000 | 1,673,517,000 | 1,443,540,000 | 1,468,464,000 |
| Allowance for loan losses | 21,381,000 | 22,617,000 | 17,981,000 | 19,059,000 |
| Securities available for sale | 210,877,000 | 209,578,000 | 216,494,000 | 304,109,000 |
| Securities held to maturity | 37,149,000 | 41,390,000 | 46,928,000 | 51,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,519,144,000 | 1,577,215,000 | 1,617,557,000 | 1,788,156,000 |
| Interest-bearing deposits | 1,207,149,000 | 1,231,302,000 | 1,252,474,000 | 1,410,834,000 |
| Noninterest-bearing deposits | 311,995,000 | 345,913,000 | 365,083,000 | 377,322,000 |
| Equity capital | 245,603,000 | 251,485,000 | 257,579,000 | 253,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 27,222,000 | 56,791,000 | 88,623,000 | 120,533,000 |
| Interest expense | 7,227,000 | 16,120,000 | 26,094,000 | 37,295,000 |
| Net interest income | 19,995,000 | 40,671,000 | 62,529,000 | 83,238,000 |
| Noninterest income | 3,358,000 | 7,383,000 | 14,614,000 | 20,676,000 |
| Noninterest expense | 12,805,000 | 26,077,000 | 39,694,000 | 53,307,000 |
| Provision for loan losses | 1,486,000 | 2,971,000 | 6,039,000 | 7,463,000 |
| Pretax income | 9,062,000 | 19,006,000 | 31,410,000 | 43,144,000 |
| Income tax | 3,323,000 | 7,012,000 | 11,700,000 | 16,060,000 |
| Net income | 5,739,000 | 11,994,000 | 19,710,000 | 27,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,495,000 | 180,095,000 | 187,324,000 | 183,611,000 |
| Total capital | 196,891,000 | 203,177,000 | 206,986,000 | 204,413,000 |
| Risk-weighted assets | 1,791,103,000 | 1,845,368,000 | 1,754,250,000 | 1,798,077,000 |