Call reports 2004
BREMER BANK, NATIONAL ASSOCIATION — 2004
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,872,137,000 | 1,961,405,000 | 1,991,746,000 | 2,067,149,000 |
| Total loans | 1,374,780,000 | 1,450,315,000 | 1,500,759,000 | 1,570,025,000 |
| Allowance for loan losses | 19,265,000 | 19,965,000 | 21,056,000 | 20,178,000 |
| Securities available for sale | 249,859,000 | 233,643,000 | 219,740,000 | 211,070,000 |
| Securities held to maturity | 33,169,000 | 34,413,000 | 35,633,000 | 36,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,450,939,000 | 1,528,496,000 | 1,574,510,000 | 1,501,989,000 |
| Interest-bearing deposits | 1,157,675,000 | 1,208,711,000 | 1,222,145,000 | 1,174,590,000 |
| Noninterest-bearing deposits | 293,264,000 | 319,785,000 | 352,366,000 | 327,399,000 |
| Equity capital | 232,061,000 | 231,639,000 | 237,260,000 | 241,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,959,000 | 44,128,000 | 68,114,000 | 94,269,000 |
| Interest expense | 5,191,000 | 10,380,000 | 15,859,000 | 21,831,000 |
| Net interest income | 16,768,000 | 33,748,000 | 52,255,000 | 72,438,000 |
| Noninterest income | 3,341,000 | 7,395,000 | 11,184,000 | 15,047,000 |
| Noninterest expense | 12,143,000 | 24,797,000 | 37,287,000 | 49,347,000 |
| Provision for loan losses | 350,000 | 1,700,000 | 3,050,000 | 4,400,000 |
| Pretax income | 7,935,000 | 14,965,000 | 23,421,000 | 34,057,000 |
| Income tax | 2,847,000 | 5,324,000 | 8,365,000 | 12,288,000 |
| Net income | 5,088,000 | 9,641,000 | 15,056,000 | 21,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,092,000 | 159,524,000 | 163,819,000 | 169,412,000 |
| Total capital | 174,717,000 | 179,391,000 | 184,490,000 | 190,907,000 |
| Risk-weighted assets | 1,489,393,000 | 1,589,231,000 | 1,653,278,000 | 1,719,367,000 |