Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,686,937,000 | 1,796,117,000 | 1,837,090,000 | 1,927,435,000 |
| Total loans | 1,212,063,000 | 1,275,379,000 | 1,341,946,000 | 1,356,743,000 |
| Allowance for loan losses | 18,390,000 | 18,795,000 | 19,927,000 | 19,098,000 |
| Securities available for sale | 210,431,000 | 228,872,000 | 230,247,000 | 251,931,000 |
| Securities held to maturity | 30,066,000 | 30,856,000 | 31,666,000 | 31,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,298,077,000 | 1,326,908,000 | 1,421,292,000 | 1,446,729,000 |
| Interest-bearing deposits | 1,187,392,000 | 1,179,310,000 | 1,284,316,000 | 1,304,663,000 |
| Noninterest-bearing deposits | 110,685,000 | 147,598,000 | 136,976,000 | 142,066,000 |
| Equity capital | 200,089,000 | 205,636,000 | 221,104,000 | 227,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,521,000 | 43,368,000 | 66,010,000 | 88,587,000 |
| Interest expense | 5,389,000 | 10,752,000 | 15,858,000 | 21,200,000 |
| Net interest income | 16,132,000 | 32,616,000 | 50,152,000 | 67,387,000 |
| Noninterest income | 3,413,000 | 7,432,000 | 12,035,000 | 15,620,000 |
| Noninterest expense | 11,392,000 | 23,069,000 | 35,005,000 | 46,373,000 |
| Provision for loan losses | 1,250,000 | 2,500,000 | 3,750,000 | 3,750,000 |
| Pretax income | 7,152,000 | 14,862,000 | 23,815,000 | 33,267,000 |
| Income tax | 2,543,000 | 5,286,000 | 8,513,000 | 11,928,000 |
| Net income | 4,609,000 | 9,576,000 | 15,302,000 | 21,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,482,000 | 126,111,000 | 144,497,000 | 152,125,000 |
| Total capital | 137,099,000 | 143,714,000 | 162,980,000 | 170,936,000 |
| Risk-weighted assets | 1,327,580,000 | 1,407,063,000 | 1,477,167,000 | 1,504,585,000 |