Call reports 2002
BREMER BANK, NATIONAL ASSOCIATION — 2002
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,592,756,000 | 1,582,419,000 | 1,644,561,000 | 1,704,477,000 |
| Total loans | 1,040,698,000 | 1,106,267,000 | 1,142,825,000 | 1,185,309,000 |
| Allowance for loan losses | 15,732,000 | 16,417,000 | 17,524,000 | 17,865,000 |
| Securities available for sale | 319,939,000 | 227,511,000 | 210,307,000 | 213,532,000 |
| Securities held to maturity | 30,190,000 | 30,447,000 | 30,449,000 | 30,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,236,114,000 | 1,239,404,000 | 1,268,300,000 | 1,268,013,000 |
| Interest-bearing deposits | 1,130,237,000 | 1,133,180,000 | 1,134,010,000 | 1,141,904,000 |
| Noninterest-bearing deposits | 105,877,000 | 106,224,000 | 134,290,000 | 126,109,000 |
| Equity capital | 190,868,000 | 192,186,000 | 192,943,000 | 196,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 22,234,000 | 44,642,000 | 67,249,000 | 89,490,000 |
| Interest expense | 6,576,000 | 12,735,000 | 18,705,000 | 24,496,000 |
| Net interest income | 15,658,000 | 31,907,000 | 48,544,000 | 64,994,000 |
| Noninterest income | 2,754,000 | 5,552,000 | 8,720,000 | 12,540,000 |
| Noninterest expense | 11,154,000 | 22,475,000 | 34,188,000 | 41,366,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 4,000,000 |
| Pretax income | 6,316,000 | 13,168,000 | 20,378,000 | 33,070,000 |
| Income tax | 2,218,000 | 4,622,000 | 7,159,000 | 11,863,000 |
| Net income | 4,098,000 | 8,546,000 | 13,219,000 | 21,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,060,000 | 113,048,000 | 116,011,000 | 115,212,000 |
| Total capital | 125,726,000 | 127,724,000 | 131,104,000 | 131,059,000 |
| Risk-weighted assets | 1,172,185,000 | 1,172,365,000 | 1,205,032,000 | 1,265,755,000 |