Call reports 2024
FIVE STAR BANK — 2024
What FIVE STAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,476,132,000 | 3,633,809,000 | 3,886,596,000 | 4,052,812,000 |
| Total loans | 3,114,373,000 | 3,271,613,000 | 3,463,475,000 | 3,535,933,000 |
| Allowance for loan losses | 34,653,000 | 35,406,000 | 37,583,000 | 37,790,000 |
| Securities available for sale | 105,005,000 | 103,204,000 | 104,238,000 | 98,194,000 |
| Securities held to maturity | 3,020,000 | 2,993,000 | 2,740,000 | 2,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,964,783,000 | 3,158,784,000 | 3,408,863,000 | 3,566,789,000 |
| Interest-bearing deposits | 2,138,384,000 | 2,323,898,000 | 2,493,040,000 | 2,635,366,000 |
| Noninterest-bearing deposits | 826,399,000 | 834,886,000 | 915,823,000 | 931,423,000 |
| Equity capital | 352,090,000 | 440,695,000 | 448,381,000 | 455,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 48,047,000 | 97,557,000 | 150,719,000 | 209,043,000 |
| Interest expense | 19,636,000 | 38,380,000 | 59,500,000 | 82,594,000 |
| Net interest income | 28,411,000 | 59,177,000 | 91,219,000 | 126,449,000 |
| Noninterest income | 1,327,000 | 2,388,000 | 3,274,000 | 4,363,000 |
| Noninterest expense | 12,063,000 | 24,889,000 | 38,017,000 | 51,859,000 |
| Provision for loan losses | 1,050,000 | 3,000,000 | 5,950,000 | 7,450,000 |
| Pretax income | 16,775,000 | 33,776,000 | 50,826,000 | 72,003,000 |
| Income tax | 4,870,000 | 9,780,000 | 14,600,000 | 21,162,000 |
| Net income | 11,905,000 | 23,996,000 | 36,226,000 | 50,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 364,702,000 | 453,189,000 | 458,457,000 | 468,583,000 |
| Total capital | 398,227,000 | 487,517,000 | 494,762,000 | 504,895,000 |
| Risk-weighted assets | 3,334,046,000 | 3,478,551,000 | 3,660,735,000 | 3,717,168,000 |