Call reports 2022
FIVE STAR BANK — 2022
What FIVE STAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,776,995,000 | 2,836,570,000 | 3,073,288,000 | 3,224,069,000 |
| Total loans | 2,090,544,000 | 2,393,498,000 | 2,593,992,000 | 2,800,742,000 |
| Allowance for loan losses | 23,904,000 | 25,786,000 | 27,838,000 | 28,389,000 |
| Securities available for sale | 134,812,000 | 122,426,000 | 114,040,000 | 115,987,000 |
| Securities held to maturity | 4,486,000 | 4,477,000 | 3,764,000 | 3,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,507,537,000 | 2,505,982,000 | 2,652,588,000 | 2,790,692,000 |
| Interest-bearing deposits | 1,561,725,000 | 1,495,245,000 | 1,593,707,000 | 1,810,758,000 |
| Noninterest-bearing deposits | 945,812,000 | 1,010,737,000 | 1,058,881,000 | 979,934,000 |
| Equity capital | 253,893,000 | 255,971,000 | 301,715,000 | 316,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,171,000 | 49,406,000 | 81,369,000 | 119,378,000 |
| Interest expense | 545,000 | 1,571,000 | 4,434,000 | 11,107,000 |
| Net interest income | 22,626,000 | 47,835,000 | 76,935,000 | 108,271,000 |
| Noninterest income | 1,860,000 | 3,582,000 | 4,697,000 | 5,692,000 |
| Noninterest expense | 9,021,000 | 18,608,000 | 27,990,000 | 37,834,000 |
| Provision for loan losses | 950,000 | 3,200,000 | 5,450,000 | 6,700,000 |
| Pretax income | 14,520,000 | 29,614,000 | 48,197,000 | 69,434,000 |
| Income tax | 3,960,000 | 8,360,000 | 13,790,000 | 20,151,000 |
| Net income | 10,560,000 | 21,254,000 | 34,407,000 | 49,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,891,000 | 266,438,000 | 315,505,000 | 327,787,000 |
| Total capital | 282,897,000 | 292,349,000 | 343,468,000 | 356,301,000 |
| Risk-weighted assets | 2,204,939,000 | 2,530,784,000 | 2,746,214,000 | 2,934,362,000 |