Call reports 2021
FIVE STAR BANK — 2021
What FIVE STAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,149,847,000 | 2,327,369,000 | 2,433,819,000 | 2,557,072,000 |
| Total loans | 1,546,554,000 | 1,587,803,000 | 1,709,982,000 | 1,945,130,000 |
| Allowance for loan losses | 22,271,000 | 22,153,000 | 21,848,000 | 23,243,000 |
| Securities available for sale | 127,250,000 | 160,074,000 | 153,821,000 | 148,807,000 |
| Securities held to maturity | 6,487,000 | 6,473,000 | 4,955,000 | 4,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,986,452,000 | 2,074,471,000 | 2,173,697,000 | 2,291,526,000 |
| Interest-bearing deposits | 1,179,066,000 | 1,231,614,000 | 1,269,143,000 | 1,383,772,000 |
| Noninterest-bearing deposits | 807,386,000 | 842,857,000 | 904,554,000 | 907,754,000 |
| Equity capital | 157,452,000 | 241,028,000 | 249,227,000 | 257,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,405,000 | 38,965,000 | 60,094,000 | 82,620,000 |
| Interest expense | 697,000 | 1,266,000 | 1,747,000 | 2,199,000 |
| Net interest income | 18,708,000 | 37,699,000 | 58,347,000 | 80,421,000 |
| Noninterest income | 1,218,000 | 2,722,000 | 4,017,000 | 5,518,000 |
| Noninterest expense | 7,663,000 | 15,472,000 | 23,828,000 | 32,484,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 1,700,000 |
| Pretax income | 12,245,000 | 25,023,000 | 39,045,000 | 52,479,000 |
| Income tax | 339,000 | 1,512,000 | 3,944,000 | 5,519,000 |
| Net income | 11,906,000 | 23,511,000 | 35,101,000 | 46,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,702,000 | 238,562,000 | 247,065,000 | 255,807,000 |
| Total capital | 173,963,000 | 258,687,000 | 268,987,000 | 279,152,000 |
| Risk-weighted assets | 1,456,796,000 | 1,607,914,000 | 1,753,742,000 | 2,038,827,000 |