Call reports 2017
FIVE STAR BANK — 2017
What FIVE STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 854,881,000 | 921,157,000 | 971,246,000 | 972,801,000 |
| Total loans | 690,766,000 | 711,256,000 | 766,888,000 | 775,508,000 |
| Allowance for loan losses | 8,644,000 | 8,644,000 | 8,929,000 | 9,629,000 |
| Securities available for sale | 74,890,000 | 74,141,000 | 73,908,000 | 74,536,000 |
| Securities held to maturity | 10,326,000 | 10,307,000 | 9,928,000 | 9,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,125,000 | 839,389,000 | 854,391,000 | 867,716,000 |
| Interest-bearing deposits | 536,663,000 | 583,980,000 | 604,711,000 | 600,521,000 |
| Noninterest-bearing deposits | 238,462,000 | 255,409,000 | 249,680,000 | 267,195,000 |
| Equity capital | 77,305,000 | 79,336,000 | 101,639,000 | 101,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,614,000 | 17,888,000 | 28,159,000 | 39,000,000 |
| Interest expense | 561,000 | 1,225,000 | 1,998,000 | 2,804,000 |
| Net interest income | 8,053,000 | 16,663,000 | 26,161,000 | 36,196,000 |
| Noninterest income | 256,000 | 653,000 | 1,317,000 | 2,322,000 |
| Noninterest expense | 3,024,000 | 6,486,000 | 10,124,000 | 13,997,000 |
| Provision for loan losses | 300,000 | 300,000 | 800,000 | 1,500,000 |
| Pretax income | 4,985,000 | 10,544,000 | 16,554,000 | 22,984,000 |
| Income tax | 174,000 | 369,000 | 577,000 | 794,000 |
| Net income | 4,811,000 | 10,175,000 | 15,977,000 | 22,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,882,000 | 79,844,000 | 102,149,000 | 102,721,000 |
| Total capital | 87,628,000 | 88,590,000 | 111,180,000 | 112,452,000 |
| Risk-weighted assets | 776,520,000 | 789,811,000 | 843,412,000 | 871,477,000 |