Call reports 2001
FIVE STAR BANK — 2001
What FIVE STAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,504,000 | 48,100,000 | 53,166,000 | 53,656,000 |
| Total loans | 19,074,000 | 21,289,000 | 28,823,000 | 32,099,000 |
| Allowance for loan losses | 137,000 | 177,000 | 212,000 | 257,000 |
| Securities available for sale | 20,880,000 | 16,827,000 | 12,116,000 | 7,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,701,000 | 34,960,000 | 39,576,000 | 41,211,000 |
| Interest-bearing deposits | 38,938,000 | 33,599,000 | 37,732,000 | 39,173,000 |
| Noninterest-bearing deposits | 763,000 | 1,361,000 | 1,844,000 | 2,038,000 |
| Equity capital | 12,143,000 | 12,183,000 | 12,223,000 | 12,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,774,000 | 2,568,000 | 3,334,000 |
| Interest expense | 546,000 | 1,082,000 | 1,551,000 | 1,877,000 |
| Net interest income | 361,000 | 692,000 | 1,017,000 | 1,457,000 |
| Noninterest income | 5,000 | 17,000 | 30,000 | 49,000 |
| Noninterest expense | 349,000 | 651,000 | 926,000 | 1,296,000 |
| Provision for loan losses | 18,000 | 58,000 | 96,000 | 141,000 |
| Pretax income | 87,000 | 222,000 | 329,000 | 407,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | 87,000 | 222,000 | 325,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,815,000 | 11,949,000 | 12,052,000 | 12,130,000 |
| Total capital | 11,952,000 | 12,126,000 | 12,264,000 | 12,387,000 |
| Risk-weighted assets | 30,795,000 | 29,809,000 | 37,145,000 | 40,424,000 |