Call reports 2008
FIRST NATIONAL BANK OF TRINITY, THE — 2008
What FIRST NATIONAL BANK OF TRINITY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 45,180,000 | 44,878,000 | 47,727,000 | 48,164,000 |
| Total loans | 15,942,000 | 16,111,000 | 16,255,000 | 15,612,000 |
| Allowance for loan losses | 208,000 | 221,000 | 217,000 | 207,000 |
| Securities available for sale | 21,020,000 | 20,873,000 | 20,989,000 | 21,206,000 |
| Securities held to maturity | 501,000 | 471,000 | 401,000 | 401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,064,000 | 41,208,000 | 44,018,000 | 43,886,000 |
| Interest-bearing deposits | 26,926,000 | 26,668,000 | 28,484,000 | 29,092,000 |
| Noninterest-bearing deposits | 14,138,000 | 14,540,000 | 15,534,000 | 14,794,000 |
| Equity capital | 3,978,000 | 3,470,000 | 3,452,000 | 4,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,368,000 | 2,009,000 | 2,639,000 |
| Interest expense | 166,000 | 289,000 | 397,000 | 484,000 |
| Net interest income | 551,000 | 1,079,000 | 1,612,000 | 2,155,000 |
| Noninterest income | 161,000 | 345,000 | 521,000 | 669,000 |
| Noninterest expense | 434,000 | 891,000 | 1,327,000 | 1,777,000 |
| Provision for loan losses | 5,000 | 55,000 | 60,000 | 110,000 |
| Pretax income | 276,000 | 481,000 | 749,000 | 940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 481,000 | 749,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,780,000 | 3,863,000 | 3,885,000 | 4,075,000 |
| Total capital | 3,988,000 | 4,084,000 | 4,102,000 | 4,282,000 |
| Risk-weighted assets | 21,748,000 | 20,631,000 | 21,156,000 | 20,847,000 |