Call reports 2004
FIRST NATIONAL BANK OF TRINITY, THE — 2004
What FIRST NATIONAL BANK OF TRINITY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,714,000 | 35,832,000 | 35,522,000 | 35,364,000 |
| Total loans | 18,134,000 | 17,556,000 | 18,021,000 | 17,407,000 |
| Allowance for loan losses | 265,000 | 260,000 | 260,000 | 198,000 |
| Securities available for sale | 11,870,000 | 12,984,000 | 13,147,000 | 12,738,000 |
| Securities held to maturity | 120,000 | 117,000 | 103,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,816,000 | 32,149,000 | 31,611,000 | 31,693,000 |
| Interest-bearing deposits | 21,547,000 | 21,322,000 | 20,827,000 | 20,556,000 |
| Noninterest-bearing deposits | 10,269,000 | 10,827,000 | 10,784,000 | 11,137,000 |
| Equity capital | 3,839,000 | 3,591,000 | 3,783,000 | 3,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 917,000 | 1,387,000 | 1,865,000 |
| Interest expense | 52,000 | 98,000 | 145,000 | 193,000 |
| Net interest income | 407,000 | 819,000 | 1,242,000 | 1,672,000 |
| Noninterest income | 116,000 | 240,000 | 366,000 | 484,000 |
| Noninterest expense | 334,000 | 663,000 | 995,000 | 1,347,000 |
| Provision for loan losses | 5,000 | 15,000 | 20,000 | 30,000 |
| Pretax income | 184,000 | 381,000 | 593,000 | 779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 381,000 | 593,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,682,000 | 3,757,000 | 3,757,000 | 3,686,000 |
| Total capital | 3,936,000 | 4,017,000 | 4,017,000 | 3,884,000 |
| Risk-weighted assets | 20,334,000 | 20,206,000 | 20,167,000 | 19,839,000 |