Call reports 2015
BANK CMG — 2015
What BANK CMG reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 156,424,000 | 155,077,000 | 161,835,000 | 159,155,000 |
| Total loans | 122,226,000 | 125,506,000 | 125,943,000 | 128,221,000 |
| Allowance for loan losses | 1,199,000 | 1,283,000 | 1,371,000 | 1,590,000 |
| Securities available for sale | 14,037,000 | 13,286,000 | 14,859,000 | 15,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,546,000 | 136,802,000 | 143,361,000 | 140,692,000 |
| Interest-bearing deposits | 115,009,000 | 113,341,000 | 116,483,000 | 114,452,000 |
| Noninterest-bearing deposits | 22,537,000 | 23,461,000 | 26,878,000 | 26,240,000 |
| Equity capital | 16,189,000 | 16,176,000 | 16,353,000 | 16,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,136,000 | 4,736,000 | 6,375,000 |
| Interest expense | 140,000 | 285,000 | 432,000 | 579,000 |
| Net interest income | 1,407,000 | 2,851,000 | 4,304,000 | 5,796,000 |
| Noninterest income | 396,000 | 774,000 | 1,199,000 | 1,579,000 |
| Noninterest expense | 1,399,000 | 2,823,000 | 4,263,000 | 5,737,000 |
| Provision for loan losses | 87,000 | 174,000 | 261,000 | 287,000 |
| Pretax income | 311,000 | 622,000 | 973,000 | 1,345,000 |
| Income tax | 67,000 | 136,000 | 203,000 | -129,000 |
| Net income | 244,000 | 486,000 | 770,000 | 1,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,806,000 | 14,896,000 | 15,037,000 | 15,646,000 |
| Total capital | 16,005,000 | 16,179,000 | 16,408,000 | 17,202,000 |
| Risk-weighted assets | 120,521,000 | 119,270,000 | 120,517,000 | 124,046,000 |