Call reports 2009
BANK CMG — 2009
What BANK CMG reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,195,000 | 72,906,000 | 79,139,000 | 63,704,000 |
| Total loans | 57,211,000 | 52,362,000 | 54,159,000 | 50,157,000 |
| Allowance for loan losses | 995,000 | 2,209,000 | 2,188,000 | 800,000 |
| Securities available for sale | 6,111,000 | 5,051,000 | 5,524,000 | 4,360,000 |
| Securities held to maturity | 454,000 | 329,000 | 329,000 | 330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,283,000 | 49,996,000 | 56,643,000 | 49,777,000 |
| Interest-bearing deposits | 45,610,000 | 42,347,000 | 49,211,000 | 43,254,000 |
| Noninterest-bearing deposits | 7,673,000 | 7,649,000 | 7,432,000 | 6,523,000 |
| Equity capital | 18,772,000 | 15,852,000 | 16,049,000 | 8,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,767,000 | 2,583,000 | 3,414,000 |
| Interest expense | 310,000 | 600,000 | 874,000 | 1,128,000 |
| Net interest income | 584,000 | 1,167,000 | 1,709,000 | 2,286,000 |
| Noninterest income | 260,000 | 500,000 | 606,000 | 750,000 |
| Noninterest expense | 484,000 | 1,010,000 | 1,515,000 | 2,057,000 |
| Provision for loan losses | 300,000 | 3,591,000 | 3,591,000 | 4,158,000 |
| Pretax income | 49,000 | -2,944,000 | -2,801,000 | -3,189,000 |
| Income tax | 6,000 | -117,000 | -117,000 | -117,000 |
| Net income | 43,000 | -2,827,000 | -2,684,000 | -3,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,553,000 | 6,642,000 | 6,826,000 | 6,491,000 |
| Total capital | 10,350,000 | 7,388,000 | 7,613,000 | 7,125,000 |
| Risk-weighted assets | 63,535,000 | 58,136,000 | 60,782,000 | 57,126,000 |